It always puts a smile on our face when we learn that our patients have dental insurance; it is a valuable provision that can keep your teeth in good shape while sparing you from excessive financial stress. If you are fortunate enough to have coverage through your employer, we strongly encourage you to make the most of it! Our experienced team is eager to help you do so. Whether you are coming in for a routine cleaning or more extensive work, we can help you understand how your benefits apply and how you can keep your out of pocket costs to a minimum.
Most plans that your dentist in Plano works with cover preventive care at 100 percent. Yes, you may be able to visit your dentist for a routine cleaning and checkup twice a year for nothing more than the cost of your monthly premium! Other dental services are often covered at the following rates:
Some plans also include a deductible (the amount you must pay for services before coverage kicks in) and a yearly maximum (the maximum amount that your insurance company will pay out in a calendar year).
The main focus of dental insurance is preventive care; it covers many non-emergency dental treatments, such as cleanings, fillings, X-rays, and much more. Medical insurance, on the other hand, has a more limited scope when it comes to caring for your mouth. It may only cover emergency procedures, such as treatment for an abscess or a serious jaw injury. In some cases, medical insurance may even play a role in helping you to pay for dental implants.
If you ever have questions about whether you should use your medical or dental insurance in a particular situation, don’t hesitate to ask us! We’ll examine the fine print of your policies and help you understand how each one may apply.
Whether our practice is in-network or out of network with your insurance provider, we’ll be happy to help you navigate your coverage, maximize your benefits, and even file claims on your behalf.
If a dentist is in-network with a particular insurance company, it means that they have pre-negotiated the rates for certain services. This contract helps to save money for both the coverage provider and its clients. We’re proud to be in-network with many insurance plans, including:
Even if we are out of your plan’s network, that doesn’t mean you can’t come to us for top-notch dental care in Plano! PPO dental insurance plans allow their clients to visit any dentist, regardless of the dentist’s network status. We’ll still be able to help you file claims and enjoy a healthy smile that doesn’t break your budget.