High-Quality Dental Care at an Affordable Price
If you and your loved ones are covered by Metlife dental insurance, finding an in-network dentist is a great way to ensure that you are able to take full advantage of your coverage each year. And guess what? At Independence Dental Plano, we are pleased to be in-network with this excellent insurance plan. Keep reading to learn more about how Metlife dental insurance in Plano, TX works — and how we can help you and your loved ones stretch your benefits for affordable, high-quality dental care!
Metlife Coverage Availability & Fees
Metlife dental insurance is a fee-for-service plan. You or your employer pay a monthly premium in exchange for discounts and coverage you can receive throughout the year. For an individual, the premium usually ranges around $5 a month. A family of 3 can receive coverage for around $150 monthly. After the deductible has been reached, you may be eligible for up to $1,500 worth of care in the annual coverage period.
While the details of your plan may depend on a few factors chosen at the time of enrollment, your Metlife coverage will look something like this:
- 80% to 100% covered: Preventive and general dentistry services like checkups and cleanings, X-rays, fluoride treatments, fillings, gum disease treatment, and others.
- 50% to 75% covered: Restorative procedures like crown and bridge therapy, dentures, root canal therapy, and others. Orthodontic treatment usually receives this level of coverage as well.
- Not eligible for coverage: Elective procedures which are not required for your continued oral health and wellness.
Visiting an in-network dentist is the best way to make sure that you receive your discounts right off the bat. You may be eligible for the same savings when you see an out-of-network dentist, but you will be responsible to pay the full cost of the procedure out-of-pocket at the time it is rendered. Additionally, an in-network dental office will be able to see all the details of your plan to help you make the most strategic decisions for maximizing coverage.
Meet Diana, Who Handles Insurance
Our resident insurance expert is Diana, Independence Dental Plano’s front desk/office manager. She has been an invaluable member of our dental team for the past several years. Originally from Mexico, Diana studied at Brookhaven College and says she is passionate about helping patients change their smiles for the better through affordable dentistry. If you have any questions about your Metlife dental insurance, Diana can help you out through her expertise and excellent communication skills. To schedule an appointment with your Metlife dentist in Plano and start saving on high-quality dental care, don’t wait to get in touch with Independence Dental Plano today!